Agents
Menu
CloseClose
Home
Agents
Policyholders
Injured Workers Find an Agent Forms Safety Toolbox News
ASAP! Online Quoting
AmFed Services and Portal

Monthly
Reporting

AmPay! Online
Workers' Comp Payments
TOP
About AmFed Contact
thank you to our valued partners
We would like to thank our agency partners for allowing AmFed the opportunity to work with you. We value your business and it is because of you that AmFed is recognized as a leading insurance provider. We are committed to helping you build your business by providing excellent products and service for your customers, our policyholders.
Amfed workers compensation

AmFed’s Workers’ Compensation division provides coverage for small-to-large size business operations. Our diverse offerings allow us to provide competitive quotes for most classes of business.  Providing a wide range of pricing flexibility, AmFed National and AmFed Casualty are both licensed companies in Mississippi, our Workers’ Compensation policy meets all industry standards. Our ability to offer multi-state coverage provides policyholders coverage wherever their jobs may take them.

 

Workers'
Compensation
Mississippi Assigned
Risk Servicing Carrier
AmFed Third Party Administration
AmFed is the first choice for third party administration services providing a wealth of expertise to organizations seeking to solidify, validate, and execute an exceptional Workers’ Compensation Management Program.
Third Party
Administration
Quick links
ASAP! Online
Quoting
Toolbox
AmFed Partners
Monthly
Reporting
Forms
-
+

If you do not find the form you are looking for please contact our office and we will be glad to provide you with the form.

Frequently Asked Questions
Workers' Compensation  |  Excess & Surplus Lines
The above information was gathered from the Compensation Insurance Services Website Plan Administrator for the Assigned Risk Pool Mississippi. Please direct questions regarding this information to CIS.
HOW DO I SUBMIT A Workers' Compensation ACCOUNT?
-
+
  • Please submit a complete submission (Application, Loss Runs, Emod Worksheet and a narrative of the risks operations) to your agencies assigned Underwriter or email to wcapps@amfed.com.  
  • Login to ASAP! our online rating system that can provide an indication.
  • By Mail – Mail Application, Loss Runs, Emod Worksheet and a narrative of the risks operations) to: PO Box 1380, Ridgeland, MS 39158.
What type of Risks does amfed entertain?
-
+
Our appetite is diverse and we are able to entertain most all classes of business.  We are competitive on small to large risks and ask for the opportunity to look at all of your workers' compensation needs.
What is amfed's A.M. Best Rating?
-
+

In 2017 , AMFED  obtained  an A-  rating by A.M. Best.  

 

AmFed National Insurance Company is a Mississippi Domestic Insurer that is also licensed in Alabama, Arkansas, Georgia, Indiana, Kentucky,  Louisiana , North Carolina, South Carolina,  Tennessee, and Virginia  as an admitted insurer.  AmFed National Insurance Company is a member of each states Guaranty Fund.  Therefore, should AmFed National Insurance Company be unable to pay its policy holders claims for any reason, those claims would be covered by the states Guaranty Fund.

 

AmFed National Insurance Company reinsurance coverage is provided by Hannover Rueck rated  A+ by A.M. Best / Maiden Re rated A by A.M. Best / New York Marine rated A by A.M. Best /  Faraday rated A by A.M. Best  /   XL Catlin rated A by A.M. Best.

WHAT STATES ARE YOU LICENSED TO WRITE WORKERS' COMPENSATION?
-
+
We are currently licensed in Alabama, Arkansas, Georgia, Indiana, Kentucky,  Louisiana, Mississippi, North Carolina, South Carolina, Tennessee, and Virginia.
How do I bind Workers' Compensation coverage?
-
+
Coverage can be requested to be bound by emailing your underwriter or contacting an authorized representative of the company via telephone. Coverage can’t be bound by voicemail.
How do I submit an application for another state’s quote?
-
+
Agents can request another state’s quote by completing the ACORD application and indicating the other states requested in the box labeled “Part 3 – other States Ins” in the policy information section.  Submit application to your assigned underwriter.
How do I submit a payment?
-
+

Regular mail: AmFed- PO Box 1380, Ridgeland, Mississippi 39158-1380

 

Overnight Delivery: AmFed – 576 Highland Colony Parkway, Suite 300, Ridgeland , Mississippi 39157

 

ACH payments are accepted online at AmPay located on the left navigation bar of this website.

 

For credit card payments call our office at 601.853.4949, Monday through Friday 8:00 a.m. to 4:30 p.m.

 

For Monthly Payroll Reporting please login to the MPR tool located on the left navigation and report payrolls. You will have a pay option from within the MPR tool.

What payment methods do you accept?
-
+

Checks can be mailed directly to AmFed at PO Box 1380, Ridgeland, Mississippi 39158.  Money orders and cashier’s checks are also accepted.

 

ACH payment are accepted online through our secure AmPay payment tool located on the left navigation bar of this website.

 

Credit card payments are accepted by calling our office at 601.853.4949, Monday through Friday, 8:00 a.m. to 4:30 p.m.

How do I obtain loss runs?
-
+
Loss Runs can be obtained by logging into our secure ASAP! Login or by contacting your underwriter. A written request can be mailed to AmFed at P.O. Box 1380, Ridgeland, Mississippi 39158-1380.
How do I submit an agent of record request?
-
+
Please send a written request signed by the policyholder or an authorized representative of the company and a completed ACORD 130 form. The change would become effective at renewal. The request should include: name of the insured, policy number, effective date, name of the new agent and the agency code, contact information of the new agency, the date and the policyholder’s signature. The request can be sent by mail to AmFed at P.O. Box 1380, Ridgeland, Mississippi 39158-1380 or by email to wcapps@amfed.com (please include AOR in subject line).
How do I determine a class code?
-
+
Please refer to your class code manual. If you need assistance, you may contact your underwriter at 601.853.4949.
How do I get a Certificate of Insurance?
-
+
An agent should complete the Certificate of Insurance using a form that has been approved by the Department of Insurance.
How do I submit an endorsement request?
-
+
Please contact your agency's assigned underwriter at 601.853.4949.
How does a policyholder qualify for an experience rating?
-
+

Experience modifiers are designed to give businesses a financial incentive for maintaining safer work environments. Modifiers predict an employer’s future losses by looking at their past loss experience.

 

The figure is based upon payroll and claim information for the past three policy years, excluding the current year. Actual losses are compared with expected losses for other businesses with similar job classifications and payrolls. In general, an employer with better than average experience receives a credit rating, while an employer with worse than average experience receives a debit rating. A risk will qualify for an experience rating if: the payrolls developed during the last year of the experience period produced at least a $10,000.00 premium or the payrolls developed during the last two or more years of the experience period produced an average annual premium of at least $5,000.00.

Do you offer monthly reporting?
-
+

Yes, we offer monthly reporting on select Mississippi and Tennessee accounts that generate at least $1,500.00 in premium.  There is no down payment required on accounts setup as monthly reporting.  Monthly reporting can be reported via this website by selecting the MONTHLY REPORTING button or by completing the MPR report that is mailed to the insured on the 20th of each month. Monthly payroll reports are due by the 10th of the following month.

WHAT IS THE FINAL AUDIT PROCESS?

-
+
Compensation policies are written and premium is calculated based on estimated payrolls. A final audit is performed after the policy expires to verify actual payrolls and premium developed on the policy.
How do I dispute a final audit finding?
-
+
A policyholder or an agent can submit a written dispute if they do not agree with the final audit findings. The dispute should include the specific reason(s) for the dispute, along with verifiable supporting documentation. The policyholder should submit the undisputed portion of any additional premium generated by the final audit or 50% of the additional premium if the undisputed portion can’t be determined. Disputes can be mailed to: AmFed, P.O. Box 1380. Ridgeland, Mississippi 39158-1380 or via email to audit@amfed.com.
How can I become an AmFed Partner?
-
+
Inquiries about becoming a contracted Workers’ Compensation partner can be directed to Mike Richardson at 601.853.4949, mike.richardson@amfed.com
What is Ampay?
-
+

AmPay is our convenient online payment option for our workers' compensation direct bill policy-holders.  The AmPay payment option can be accessed on the left navigation bar of this site.  There are two convenient options, QuickPay which allows the client to make a one-time payment or Login to create an account which allows the client to save payment information and access payment history.

What is the Hbam safe builder program?
-
+
The Home Builders Association of Mississippi has partnered with AmFed National Insurance Company to provide the Safe Builder Program.  This program is intended to reward association members who have committed to education and practicing safety for its employees.

The Safe Builder Program is designed for Residential Property Owners, Developers, Residential Homebuilders and their contractors as well as Associate Members.  By utilizing continuing education, eligible members have the opportunity to receive up to a 10% discount on their workers' compensation premium provided by AmFed National Insurance Company.

Eligibility Requirements and Program Details

  • Program members must be a member of the local, state and national Home Builders Association
  • Program member must obtain the Safe Builder Program certification and complete at least six (6) hours of continuing education annually. Eligible education training must be sponsored or approved by the Mississippi Housing Institute.
  • Program members must maintain workers' compensation insurance along with general liability insurance - HBAM currently provides a General Liability Program endorsed by AmFed National Insurance Company, but the Safe Builder Program will also accept other carrier's general liability insurance.
  • Policy minimum premium is $1500
  • Policyholder should have a minimum of two (2) full-time employees
  • Policyholder should not use more than 25% of total payroll for uninsured contractors
  • Policyholder must be committed to practicing safety at all job sites
  • AmFed National Insurance Company will provide loss control services to members
  • Participants of the Safe Builders Program will receive a premium credit/debit based on their own loss experience and determined by AmFed National Insurance Company
  • Safe Builder Program will write New Ventures if the owner has a minimum of three (3) years construction experience.
IF YOU ARE A MEMBER OF THE HOME BUILDERS ASSOCIATION OF MISSISSIPPI AND QUALIFY (OR BE IN THE OPINION OF) FOR CONSIDERATION PLEASE NOTIFY YOUR INDEPENDENT INSURANCE AGENT PRIOR TO YOUR RENEWAL.  

CONTINUING EDUCATION COURSES ARE OFFERED THROUGH THE HOME BUILDERS ASSOCIATION OF MISSISSIPPI. FOR FURTHER INFORMATION PLEASE CONTACT HBAM 601.969.3446.