AmFed’s Workers’ Compensation division provides coverage for small-to-large size business operations. Our diverse appetite allows us to offer competitive quotes for most classes of business. Providing a wide range of pricing flexibility, AmFed National and AmFed Casualty are both licensed companies in Mississippi, our Workers’ Compensation policy meets all industry standards. Our ability to offer multi-state coverage provides policyholders coverage wherever their jobs may take them.
If you do not find the form you are looking for please contact our office and we will be glad to provide you with the form.
In 2017 , AMFED obtained an A- rating by A.M. Best.
AmFed National Insurance Company is a Mississippi Domestic Insurer that is also licensed in Alabama, Arkansas, Georgia, Indiana, Kentucky, Louisiana , North Carolina, South Carolina, Tennessee, and Virginia as an admitted insurer. AmFed National Insurance Company is a member of each states Guaranty Fund. Therefore, should AmFed National Insurance Company be unable to pay its policy holders claims for any reason, those claims would be covered by the states Guaranty Fund.
AmFed National Insurance Company reinsurance coverage is provided by Hannover Rueck rated A+ by A.M. Best / Maiden Re rated A by A.M. Best / New York Marine rated A by A.M. Best / Faraday rated A by A.M. Best / XL Catlin rated A by A.M. Best.
Experience modifiers are designed to give businesses a financial incentive for maintaining safer work environments. Modifiers predict an employer’s future losses by looking at their past loss experience.
The figure is based upon payroll and claim information for the past three policy years, excluding the current year. Actual losses are compared with expected losses for other businesses with similar job classifications and payrolls. In general, an employer with better than average experience receives a credit rating, while an employer with worse than average experience receives a debit rating. A risk will qualify for an experience rating if: The payrolls developed during the last year of the experience period produced at least a $10,000.00 premium or the payrolls developed during the last two or more years of the experience period produced an average annual premium of at least $5,000.00.
Yes, we offer monthly reporting on select Mississippi accounts that generate at least $1,500.00 in premium. There is no down payment required on accounts setup as monthly reporting. Monthly Reporting can be reported via this website by selecting the MONTHLY REPORTING button or by completing the MPR report that is mailed to the Insured on the 20th of each month, reports are due by the 10th of the following month.
Monthly Payroll Reporting can be paid online or by mailing a check and the stub to AmFed, PO Box 1380, Ridgeland, MS 39158-1380.
WHAT IS THE FINAL AUDIT PROCESS?
The Home Builders Association of Mississippi has partnered with AmFed National Insurance Company to provide the Safe Builder Program. This program is intended to reward association members who have committed to education and practicing safety for its employees.
The Safe Builder Program is designed for Residential Property Owners, Developers, Residential Homebuilders and their contractors as well as Associate Members. By utilizing continuing education, eligible members have the opportunity to receive up to a 10% discount on their Workers' Compensation premium provided by AmFed National Insurance Company.
Eligibility Requirements and Program Details
IF YOU ARE A MEMBER OF THE HOME BUILDERS ASSOCIATION OF MISSISSIPPI AND QUALIFY (OR BE IN THE OPINION OF) FOR CONSIDERATION PLEASE NOTIFY YOUR INDEPENDENT INSURANCE AGENT PRIOR TO YOUR RENEWAL.
CONTINUING EDUCATION COURSES ARE OFFERED THROUGH THE HOME BUILDERS ASSOCIATION OF MISSISSIPPI. FOR FURTHER INFORMATION PLEASE CONTACT HBAM 601.969.3446.
High Value – Edna Jackson
Edna.jackson@amfed.com 601.853.4949 ext 232
Moderate to Low Value – Teresa Miller
Teresa.miller@amfed.com 601.853.4949 ext 231
Manufactured Homes- Jenneth Price
jenneth.price@amfed.com 601.853.4949 ext 266
Commercial Lines - Teresa Miller
Teresa.miller@amfed.com 601.853.4949 ext 231